Urgent Request to Review Sus= picious Spending Patterns, Fraud Report,

Our monitori= ng systems flagged transactions that appear inconsistent with your typical = spending behavior. While we cannot disclose specific details for security r= easons, this may include unexpected purchases, geographic irregularities, o= r high-frequency activity:

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To protect y= our account from potential fraud, we have temporarily locked it as a precau= tionary measure and immediate action is required.

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Review your account Now

Check your transaction history for any unauthorized charges. If you reco= gnize suspicious activity, report it immediately.

If fraudulent transactions are confirmed, Capital One will issue a provi= sional credit and investigate further. You will not be held responsible for= unauthorized charges.

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Highlights of your changes from
September 19, 2025 to December 30, 2025

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Payment history
9/9 account payments made on time

To lenders, your history o= f on-time payments indicates whether you’ll make payments on time in = the future.

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New accounts
0 new accounts

To lenders, opening too ma= ny new accounts in a short window of time could point to credit problems.

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Credit usage
30 % ? 27% of total credit used

See how much credit you ar= e using compared to your total credit—the lower your credit usage, th= e better.

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See your score

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Check your credit score and other key f= actors with the CreditWise app.
Download the CreditWise mobile app today.

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About this message

The CreditWise Si= mulator provides an estimate of your score change and does not guarantee ho= w your score may change.

Web access is needed to use the mobile app. Check wi= th your service provider for details on specific fees and charges.

Important information from Capital&nb= sp;One

To ensure delivery, add&nb= sp;capitalone@notification.capitalone.com<= /A> to your address book.

This email was sent towebm= aster@globalnetworking.net and contains information directly related to your CreditWise account (incl= uding CreditWise alerts) and other services to which you have subscribed. I= f you no longer want to receive these emails, unfortunately you’ll ha= ve to unenroll from CreditWise .

Where does my Cre= ditWise score come from?
The credit score provided in CreditWise is a FICO® Score 8 based on Tra= nsUnion® data. The FICO Score 8 gives you a good sense of your credit h= ealth, but it may not be the same score model used by your lender or credit= or. The availability of the CreditWise tool and certain features in the too= l depends on our ability to obtain your credit history from TransUnion and = whether you have sufficient credit history to generate a FICO Score 8. Some= monitoring and alerts may not be available to=20 you if the information you enter at enrollment does not match the informati= on in your credit file at (or you do not have a file at) one or more consum= er reporting agencies.

Capital One does = not provide, endorse or guarantee any third-party product, service, informa= tion or recommendation listed above. The third parties listed are not affil= iated with Capital One and are solely responsible for their products a= nd services. All trademarks are the property of their respective owners.

Please do not rep= ly to this message, as this email inbox is not monitored. To contact us, visit www.capitalone.com/help-center/contact-us.<= /P>

Products and serv= ices are offered by Capital One, N.A.

FICO is a registe= red trademark of Fair Isaac Corporation in the United States and other coun= tries.

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